The Cost of EU Membership

Next year our membership of the EU will apparently increase by 60% to £6.4 billion.

Apparently we 'should be sharing the burden of membership' with the new countries from Eastern Europe according to the Government.

Hopefully someone will do a cost benefit analysis of this. I for one increasingly wonder whether the cost is worth it. I'm sure there are many others who will be thinking the same this evening.

Headless Chickens

I was speaking to the landlord of a large number of commercial premises today.  He made an interesting comment.  In common with virtually everyone in business I know he was bemoaning the Government and their pathetic attempts to revitalise the economy.

What he added was that he felt the worst aspect of all was that the constant emphasis on being seen to be 'doing something' was actually making matters worse.  The end result is that, in his eyes Gordon Brown and Alistair Darling are running around like headless chickens.  

"Employment Summit today, bank loan guarantees tomorrow, re-announcing plans to encourage apprenticeships, the list goes on and on and gives the impression they have no clue as to what they should be doing."

I have the feeling he may be right!

It really is time for change...

Further to my last post, it would seem prudent to emphasise the fact that this Government is smelling of cheap incompetence. As this HMRC scandal deepens – with another six packages unaccounted for and evidence of recorded phone calls being sent on CD to bemused householders across the country – we look back at a Brown premiership that has encompassed an evasive Home Secretary who attempted to cover up the true details of the country's asylum seeker situation. We have also seen the Northern Rock fiasco, a by-product of the credit crunch and of Gordon Brown's haphazard control of the Treasury for over 10 years, and not to mention the latest loans scandal which threatens to undermine further the credibility of senior Labour Party officials.


And, if that wasn't enough, further evidence of Gordon Brown's incompetence can be linked to the aforementioned HMRC scandal. Why did he cut the budget from that agency, thereby minimising the opportunity for proper checks to be carried out to trace data and to ensure that only appropriately-trained staff had access to such data?


Gordon Brown has been prided as a man of strength and of conviction, yet his premiership is derailing fast and it actually seems that he has been a very convincing actor for the past 10 years and a very unconvincing prime minister for the last 5 months.


And in the same way that he has allowed Alistair Darling to remain as Chancellor of the Exchequer, he also found the time to promote Dawn Primarolo from her previous job of Paymaster-General (a post she held from 1999 until June 2007, which exercises direct control over HMRC and made her the de facto minister in charge of that agency) to Minister of State for Public Health. So we have a prime minister who is incompetent, a Chancellor who cannot run his own Treasury, and a minister in charge of our public NHS who has a previous record of laying the (dis)organisational foundations for this HMRC crisis.


Wonderful.


Isn't it time that the citizens of the UK had the chance to vote on this crippled Government? When can we vote for change and for optimism? For real fiscal prudence and free market economics? For sharing the proceeds of growth and cutting stealth taxes? And, above all else, when will Gordon Brown give us the chance to vote for a new Conservative Government that will deliver the fair and just society that Britain desperately needs?

Helping with the cost of living

The official inflation rate at the moment is 2.7%, I think it's pretty clear to all of us that this doesn't reflect the true increase in the cost of living in the past twelve months.

I've certainly found that the combination of increases in utility costs, the mortgage rate, council tax and fuel duty have hit my pocket.

As many of you may know, I'm one of the owners of Rubyz, the cabaret restaurants in Bournemouth. A night out with us is one of those luxuries people tend to cut out if money is tight, and we've noticed in the last six months that many of our regular customers aren't coming as often as before. The answer from most is that money is tight and therefore they simply don't have the spare cash to go out as much as possible.

Talking to other people with small businesses this seems to be fairly common.

I'm therefore very pleased that the party is recognising this fact with the second update of their 'Sort it' web site. The publicity for the site says:

Life is expensive and the cost of living is increasing faster than our salaries, making our pockets feel ever emptier.

But don’t panic, there are ways to cut the cost of living and live your life for less.

Just click below to check out the sort-it website’s latest issue – ‘live life for less.’

http://www.sort-it.co.uk

The site has links to a number of different web addresses where you can compare the cost of utility companies, find out where the cheapest petrol is in your area and even compare the cost of your weekly shop between supermarkets.

Can a company grow too large?

Jonathan Sheppard, who runs the excellent Tory Radio site, has alerted me to this article in last weekend’s Sunday Times.

It suggests that half of all the new retail space created in the UK last year was taken by Tesco. That’s over 2 million square feet of shopping space, more than the entire Bluewater shopping centre.

Can that be healthy? For competition and for consumers? As a Tory you might expect me to be open to the market and accept that this is what market forces dictate. Well, in this case I’m not.

The increasing dominance of out of town shopping centres concerns me greatly. I believe that we must safeguard our town centres and most importantly local shopping centres. Not to do so is to be very short sited.

At least Tesco, through their Tesco Metro network, seem to recognise this too. However, in Fordingbridge where my parents live, they immediately disposed of the post office from the One Stop store they took over. It concerns me that, in this case at least, they put retail space and therefore profit before community need.

Providing easily accessible local facilities, not least shops and of course post offices, is essential to the sustainability of communities. In time, as environmental and energy conservation issues discourage us from such frequent travel, these facilities will be vital. We need to look to the long term and find ways by which we can support and protect local shops and shopping centres.

It's a theme I'm passionate about and to which I'll be returning in the coming weeks.

Festive Debt and Job Applications

There are two reports out today, which in my mind are linked if not in their cause then in a way to resolve the problems they highlight.

The first is from accountants Grant Thornton, predicting that 30,000 people will declare bankruptcy in the first quarter of this year. They estimate that 10,000 of these people will need to do so because of excessive spending in the lead up to Christmas. You can read the full report here.

The second is from the Recruitment and Employment Federation for the BBC, which found that 47% of job applications contained spelling or grammatical errors. You can see the details of the survey here.

The issue in both these cases to my mind is education. Our curriculum should be focussing on the basics of good English, both spelling and grammar.

Similarly, the curriculum should be looking at basic life skills, not least personal economics. I wasn’t taught any basic money management skills in school, I learnt about handling a budget largely through my parents, I was lucky, they were in business and therefore basic finance and economics was part of my upbringing.

There are now two generations who have been educated since the freeing of credit controls. Very many people of my and successive generations have no education in how to handle money, it’s a matter of learning from experience.

Freeing credit was a Conservative policy and its effects have been to invigorate our economy and provide enormous personal freedom. With that freedom comes the need for responsibility and the danger of living beyond your means. Teaching the basics of money management and how credit works would in my opinion go some considerable way to tackling the problem of personal debt.

The Conservative Party have made a good start with the ‘Sort it’ campaign. That’s just the kind of initiative that should be transferred to our schools.